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Maryland Office - NMLS# 809029
106 Milford St, Suite 402
Salisbury, MD 21804
Phone: (410) 334-3583
Fax: (888) 738-5954
Delaware Office - NMLS# 1019975
100 Becks Woods Drive, Suite 202
Bear, DE 19701
Phone: (302) 261-6445
Fax: (888) 263-5335
We are a licensed direct mortgage lender with in-house processing and underwriting allowing us to have one of the fastest turn times in the industry. All of our home loan specialists are licensed and have gone through the required National Mortgage Licensing System (NMLS) education, testing, and background checks so you can be assured you are working with a true career professional.
Whether you are looking to purchase your first home or your last, refinance, or invest, we have a wide variety of products available to help you meet your needs.
Here at Universal Mortgage and Finance, Inc. we specialize in programs designed in helping Law Enforcement, Military Personnel and Teachers achieve the home of their dreams. This focus has come from the appreciation we have as a company for the sacrifices made by these Americans in protecting our country and educating our youth.
We have a variety of finance options including programs, some with no money down.